Capitalism isn't necessarily synonymous with a market based economy.
While nature and markets are circular, people are linear and goal oriented, so while markets need money to circulate, people see it as the signal to extract and store. Requiring ever more to be added and ever more socially and economically destructive ways to store what has been extracted.
While we tend to view it as a commodity, that can be mined or manufactured, like gold, or bitcoin, the reality is that it is a contract, where the asset is backed by a debt. Even gold backed currencies are just the reciept, not the gold.
So storing it requires generating the debt to back it.
One way is squeezing money flowing through the general economy, requiring it to run on debt and drawing the saved money back into circulation.
Which creates a centripetal effect, as positive feedback draws the asset to the center, while negative feedback pushes the debt to the edges.
Since finance serves as the value distribution mechanism of the community, this is analogous to the heart telling the hands and feet they don't need so much blood and should work harder for what they do get.
The Ancients used debt jubilees to reset this process, but the modern world has pushed out the day of reckoning by greatly expanding the economic sphere.
Another primary method is having the government as debtor of last resort. It should be obvious that the capital markets couldn't function, without the government siphoning up trillions in surplus investment money, but it is conveniently ignored.
That much of it gets poured into the military would explain why we have endless, strategically inept wars and no one is held to account, if their real function is to spend the money, so that more can be borrowed.
The secret sauce of capitalism is public debt backing private wealth.
The fact is there simply isn't the investment potential to save what we feel necessary, but we do save for many of the same reasons, so eventually the commons will have to be resurrected, as a way to store value in the community and the environment, but the current situation will have to fully implode, before that fact has any breathing room.
Econ 101 says money is both medium of exchange and store of value, yet a medium is dynamic, while a store is static. Blood is a medium, fat is a store. Roads are a medium, parking lots are a store. The hallway is a medium, tha hall closet is a store. The average five year old can figure it out, so eventually even the economists will come to realize they are not interchangeable.
The functionality of money is in its fungibility. We own it like we own the section of road we are using, or the air and water flowing through our bodies. It is a public utility and needs to be treated as such. It's not our personal picture on it, we don't hold the copyrights and we are not individually responsible for its value.
As the executive and regulatory function, government is analogous to the central nervous system, as money and banking are to blood and the circulation system. There was a time when government was private, but as monarchs lost sight of the fact they served a function to sustaining society, in order to be served by it, they were usurped. Banking is now having it's own, "Let them eat cake." moment.
Not that banking can be a direct function of government, any more than the heart and head are one. We experience money as quantified hope and as politicians live and die on the hope they inspire, the printing of money should not be under their control.
The irony of our individualistic ethos is that it leaves an atomized society, that is more easily controlled by institutional authority and mediated by a parasitic financial system. Networks, organic, social, economic, matter as much as the nodes inhabiting them.
