Government, as the executive and regulatory function, is analogous to a central nervous system, while money and banking are analogous to blood and the circulation system. We are in that historical phase between realizing government works best as a public utility and understanding the same about banking.
The consequence is that while government has public checks on its behavior, banking has managed to shed most serious controls and take over the government.
It goes pretty far into our psyche, as people are linear, goal oriented creatures in a cyclical, circular, reciprocal, feedback generated reality, so while markets need money to circulate, people see it as signal to extract and store. Medium and store are not identical. Blood is a medium, fat is a store.
So as money is extracted, more has to be added and ways to store the saved have to be devised.
The elephant in the room is the financial system could not function without the government as debtor of last resort. Then those trillions have to be spent on something, so we give it to the military. Basically the MIC is the trophy wife of the banks. She gets all the toys she wants, can go out and party anywhere in the world she wants and no one can tell her she doesn't know squat about strategy. That's why our military misadventures of the last 70 years have been so monumentally inept and no one is taken out and shot.
https://johnbrodixmerrymanjr.medium.com/the-cliffs-edge-2b382ae2a73