Having a few decades on you, I’d thought I’d offer my three best insights;

1) A spiritual absolute would necessarily be that essence of sentience, bubbling up through life, from which we rise. Not an ideal of wisdom and judgement, from which we fell. More the newly born raw awareness, seeking knowledge, than any sum total of knowledge. It’s just that society needs some frame, so we have this top down father figure lawgiver and his ten commandments.

2) Time is not really this narrative passage, from past to future, but change turning future to past. Tomorrow becomes yesterday, because the earth turns.

We are mobile organisms, so we need this sequential perception, in order to navigate. Then attenuate it by telling stories to one another and building civilizations out of the collective knowledge.

Time is an effect, like temperature, pressure, color, etc. We could use ideal gas laws to correlate volume with temperature and pressure, but that doesn’t make them the 5th and 6th dimensions of space.

Reality is more thermodynamic feedback loops, than temporal linearity.

3) Money is the social contract, enabling mass societies to function, but we have an individual based/atomized culture, so we treat it as a commodity to mine from society.

As a contract, in which one side is an asset and the other a debt, it makes a useful medium, but since we individually experience it as quantified hope, we try saving and storing it, which requires building up enormous amounts of debt, to back the assets. To understand why this is a problem, for the body, blood is the medium and fat is the store, or for cars, roads are the medium and parking lots are the store. We own money like we own the section of road we are using, as its functionality is in its fungibility.

One of the prime ways the system stores money is government debt. Making the public responsible for maintaining private wealth. Yet much of it is spent on the military. So we have endless wars and blow up other countries, in order to sustain the illusion of saving money.

At least it is all entertaining.