I pretty much agree with your point of view, having spent my life avoiding as much contact with either government or the financial system as possible. I grew up around more horses and cattle, than people, so try to view culture through the prism of nature, rather then putting nature in the various cultural boxes.

That said, yes, systems do break down. We are mortal and so is any system we can devise. Rising and falling waves, big and small, is what reality is.

The question then becomes better understanding the dynamics driving these processes and especially the balance between energy and form, motor and steering.

The bull is power, the matador is art.

Quite evidently as soon as systems grow beyond a certain scale, the bureaucracy of managing the numbers grows more powerful than any original intentions. The feedback loops burn through any circuit breakers, melt the wiring and catch the house on fire.

Modern physics presents the best example of how the assumptions built into the systems overrode any logical conclusions they might have aspired to.

Here is an essay of mine;

https://medium.com/predict/the-webb-is-cast-72f2b8ab067d

Making a very basic point, that if intergalactic space expanded, the speed of light should increase proportionally, in order to remain CONSTANT!

The essay goes into more detail, of both logic and politics, but the basic point is that once it becomes groups of people, it is far more about being part of the group than any actual logic. Which is why current cosmology has such enormous patches, Inflation, Dark Matter, Dark Energy, rather then these observational issues become falsifications.

So if this dynamic is prevalent in cutting edge sciences, imagine how it manifests in more basic endeavors. The larger the crowd, the lower the common denominator.

So I'm not really talking about current systems, other than that they have become so monumentally delusional, scabs over festering wounds, the resulting opportunities for change will also be quite large and I'm just trying to shove as much into that gap as possible.

As I've told my daughter since she was small, my generation is going to blow up the world and yours will have to put it back together again.