I think the essential fallacy of capitalism is that it treats money as a commodity, to mine from society, rather than the contractual medium that enables mass societies to function. The problem is this goes pretty deeply into our cultural psyche, as we try extracting the signal of money from the noise of the economy and society.

My effort to describe the situation;

https://medium.com/discourse/the-worm-in-the-apple-of-modern-capitalism-a46081000d5a