Jared,

I would tend to go after the issues culturally, than legally.

For one thing, we've had the last 35 years to impress ourselves with the speculative overreach of interest rates being lower than the return on investment. Basically, if rates are say, 2 % and the markets are growing at 5%, lots of money will be borrowed into existence, simply to gamble on and further drive up asset prices, to the extreme detriment of the rest of the economy, that is otherwise trying to use the financial system to conduct business.

As for wealth accumulation, trying to limit it legally only encourages people to find ways around the limits, as all life tries pushing through the cracks in the system, creating disregard for the system.

There was a time when being obese was a sign of affluence, because so many were hungry and people would try to get fat as a way to show off their wealth. Now we've come to have a better appreciation for actual physical health.

If we came to the realization that nature is cyclical, circular and feedback generated, so it's also about what we give, as much as what we take and those who end up giving more than they take from the larger dynamic, would be seen as the more respected people, it would change far more than just expectations of the usual accumulation of bling.

Here is one of my efforts to really dig down into some of the issues;

https://medium.com/@johnbrodixmerrymanjr/the-cliffs-edge-2b382ae2a73