Keep in mind that while people see money as a value to save and store, markets need it to circulate. So if people keep taking it out of circulation, than there is less circulating in the economy. Which makes it more valuable and increases people's desire to hold onto it, pulling more out of circulation.

Which is not to argue one side or the other, but to pose a problem those responsible for maintaining the money supply have to account for.

Also "fiat money" is presumably backed by the government's own debt, making it a contract, rather than a commodity. Even gold backed currencies are the receipt for the gold, making them a contract as well.

The reality of money is that any functioning society that has grown larger than a few hundred people has had to develop systems of accounting favors and obligations. Eventually we will have to come to realize that it has to be acknowledged to be a public utility, like a road system, where we own it like we own the section of road we are using, or the fluids passing through our bodies. Then people will learn to store value in other, possibly less abstract ways, as well as the organic relationships, favors and obligations that make a healthy community. As it is, we have abstracted all value out of society and the environment, then have to re-assemble them back together, like processed foods that are mostly sugar, fat, salt and fillers. So we have these sterilized, atomized, monetized, cocoons of self, with little connection to each other, or the envionment.

Which will break down, by the time bread costs 50 dollars a loaf.