The difference between capitalism and a market economy is that people are linear and goal oriented, while nature is cyclical, circular and feedback generated, so while markets need money to circulate, people see it as signal to extract and store.

Money functions as a social contract, enabling mass society, but we think of it as a commodity to mine from society.

As a contract, the asset is eventually backed by a debt, so to store the asset, similar amounts of debt have to be generated.

One way is to squeeze the flow of money through the general economy, causing it run on more debt and draw the saved money back into circulation.

Which creates a centripetal effect, as positive feedback draws the asset to the center, while negative feedback pushes the debt to the edges.

Since money and banking are the value distribution system of society, analogous to blood and the circulation system, this is like the heart telling the hands and feet they don't need so much blood and should work harder for what they do get.

The Ancients devised debt jubilees to reset this dynamic, but we lack that basic perspective. Safe to say, it's not taught.

The other primary method is having the government as debtor of last resort. The capital markets could not function, without the government siphoning up trillions in essentially surplus investment money.

The Federal debt began with the New Deal, so not only was Roosevelt putting unemployed labor back to work, but unemployed capital as well.

Since WW2, the military has largely functioned as a public works project and industrial subsidy, with the wars as a consequence. Which would explain their overwhelming strategic ineptitude and why those in charge remain in charge.

The functionality of money is in its fungibility. We own it like we own the section of road we are using, or the air and water flowing through our bodies. It is a public utility, like roads and needs to be treated as such.

It's not our picture on it, we don't hold the copyright and are not personally responsible for its value.

The fact is that there isn't the invesment potential to save the amounts possible or necessary, but we do save for many of the same reasons, so eventually the concept of the commons will have to be resurrected and updated. With circuit breakers to prevent the Tragedy of the Commons. Basically rights and responsibilities have to remain within shouting distance of one another.

Even alligators only take what they need, not what they can.