The problem is that as these linear, goal oriented creatures in a cyclical, circular, feedback generated reality, people see money as a commodity to extract and store, while to markets it is a contract and accounting device that needs to circulate.

Contrary to the assumption it is both medium of exchange and store of value, these are different functions. For instance, blood is a medium, fat is a store.

So to store the asset side of the ledger, a debt has to back it. The elephant in the room is that all that public debt is necessary for the banks to function. The secret sauce of capitalism is public debt backing private wealth.

Government, as executive and regulatory function, is analogous to a central nervous system, while money and banking mirror blood and the circulation system.

Humanity has evolved to understanding government works best as a public unity, but hasn't yet reached the same conclusion about banking.

When the medium enabling markets is privately held, we are all tenant farmers to the banks.

Eventually we will have to find ways so much excess cash is not floating around the economy, but that will require some serious changes in perception, that will first require the serious disruption of our current social order, but that appears imminent.