There is an ultimate solution to this. Public banking.
As executive and regulatory function, government is analogous to the central nervous system, while money and banking mirror blood and the circulation system.
We have evolved to the point, barely, of realizing government is necessarily a public utility, but yet to understand the same principle applies to banking.
Which has given the financial sector the upper hand, not being subject to nearly as much oversight, or having to plan around election cycles.
Consequently the banks have effectively hollowed out government, leaving a bunch of flunkies and sociopaths filling the spots, whose only real function is to create as much government debt as possible.
The real elephant in the room is the banks need those bonds to function. The secret sauce of capitalism is public debt backing private wealth.
We are linear, goal oriented creatures in a cyclical, circular, reciprocal, feedback generated reality, so while markets need money to circulate, people see it as signal to extract and store. Yet a medium is not a store. Blood is a medium, fat is a store. Go figure.
We own money like we own the section of road we are using, or the air and water flowing through our bodies.
Since money functions as a contract, with the asset backed by an obligation, storing the asset requires generating the debt to back it.
Eventually it will crash, because government is the decision making function and with it neutered, the banks have all the strategic aptitude of bacteria racing across a petri dish. They will crash their own system, because there is nothing beyond basic greed driving it.
So when this mother of all reality checks does arrive, the word has to be out, that the next step for the growth of human civilization will be making banking a public utility.