When the dollar turns to confetti and the states start issuing their own currencies to sustain local economies.

Then the United States goes the way of the Soviet Union.

At 245 years, the only thing holding this country together is growth. It has no deep, collective culture to fall back on. It's not politics, it's physics. Local centers of gravity will coalesce into the requisite civil structures, otherwise it will be like Mexico and the cartels.

The problem with Umair is that his personal experience is with totalitarianism, not anarchy. Think Mogadishu in the 90's.

The preferred state is somewhere in the middle, but it is hard to sustain, since people tend to have one track minds and anyone not going their preferred direction is surely evil, not simply contrary.